By Mary A. Languirand Ph.D.
The first authoritative and entire consultant to "aging in place"--a burgeoning circulate for these who don't want to depend upon assisted residing or nursing domestic care--which permits seniors to spend their later years dwelling very easily, independently, and of their own residence or community.
Do you must retire fortunately in a house you love?
For thousands of usa citizens, dwelling in a nursing domestic or assisted residing facility is not how they’d wish to spend their retirement years. the reason is, an increasing number of individuals are deciding upon to “age in place”—a burgeoning nationwide stream that allows older adults to dwell independently and with ease in a spot in their personal settling on.
getting older in position takes a few making plans and foresight—which is why medical psychologists
and getting older experts Mary Languirand and Robert Bornstein have created this integral guidebook to take you thru each step of the method. valuable, actionable recommendation on monetary making plans permits you to put aside the assets you wish, whereas a close clarification of common domestic layout may also help you lease the correct contractors and regulate your house to make it secure and livable for the long term. With concrete counsel for acquiring worthwhile social prone, transportation counsel, future health care, or even domestic upkeep support, How to Age in Place teaches you to count on difficulties earlier than they come up and plan as a result.
even if you’re drawn to a brand new post-retirement profession, holding your mind nimble, gaining knowledge of (or rediscovering) your life’s objective, or strengthening your social community, How to Age in Place may help you reside the great existence into your 80s and past. It’s by no means too late—or too early—to start placing your plan in position.
Read Online or Download How to Age in Place: Planning for a Happy, Independent, and Financially Secure Retirement PDF
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Additional resources for How to Age in Place: Planning for a Happy, Independent, and Financially Secure Retirement
In Making It Work we discuss practical issues: how to fund your retirement so you can make the most of it (chapter 1), and the factors you’ll want to consider in deciding where to live (chapter 2). We discuss how to modify your home to make it safer and more accessible (chapter 3), and what you’ll need to know to make good decisions about transportation options, both public and private, when faced with declining mobility (chapter 4). We also discuss strategies for dealing with illness and injury when they inevitably occur (chapter 5).
SOCIAL SECURITY DISABILITY If you have a serious medical condition that is expected to last for at least one year, or a medical condition deemed to be terminal, you may be eligible for Social Security disability (SSD) benefits. To qualify, you must have worked and contributed to the Social Security system for some minimum period of time (usually around three years). gov or by telephone at 800-772-1213. As you might expect, the application process is complex, and it requires you to provide a great deal of information about your condition.
Kate and Tom saved diligently for retirement and had accumulated a sizable nest egg. Now that they were living off savings rather than income, they decided to invest their funds conservatively, so they put most of their assets into a variable annuity. All went well for the first couple of years, and between trips to antique fairs and visits from their grandchildren, Kate and Tom were having the time of their lives. They went a little overboard here and there upgrading the house and property, but this was the place the kids would have forever, so it seemed money well spent.