By Zac Bissonnette
In preserving with the hot frugality, this school consultant, written through a senior attending the college of Massachusetts, bargains useful suggestion on how you can pay for faculty with out taking away loans. Decidedly old style in procedure, Bissonnette advocates that scholars may still undergo the brunt of purchasing their educations by way of operating whereas in collage and through breaks. He additionally means that attending group collage for 2 years earlier than moving to a four-year collage or collage might move far towards slicing expenses. Systematically and amusingly debunking the choice standards utilized by U.S. information and global file and others to rank elite faculties, Bissonnette is a sturdy suggest of attending reasonably-priced nation faculties. He makes positive factors approximately how debt from scholar loans frequently prevents contemporary grads from beginning households or deciding to buy houses. He additionally provides convincing learn that elite graduate courses and selective employers settle for many people who've attended nonelite colleges. even if the strictly dollars-and-cents method of better schooling would possibly not sit down good with a few mom and dad, it is a well timed advisor to a call that has vital monetary ramifications. --Joanne Wilkinson
"If the nationwide organization for faculty Admissions Counseling had expected the dire results of 1 of the neatest children in the United States encountering the ill-examined assumptions in their career, they could have came upon a way to shop for him off, perhaps a whole experience scholarship to Harvard. Too past due. Bissonnette is 21 now, a senior on the collage of Massachusetts. He has written the simplest and such a lot troubling ebook ever concerning the university admissions process."
-Jay Mathews, The Washington Post
"Let Zac Bissonnette assist you plan for college-where to move, what to review, and the way to pay for it-and you are going to end wealthy"
-David Bach number one New York Times bestselling writer of The computerized Millionaire and Start past due, end Rich
"In the recent economic climate, your university selection is necessary. Zac Bissonnette's Debt- loose U is the only booklet you want to make this life-changing decision-- completely researched, shrewdpermanent, and humorous. Grade: A+."
-Ali Rogers, CBS Moneywatch. writer, Diary of a true property Rookie
"With Bissonnette, college-bound scholars and their mom and dad ultimately have an independent resource to assist make an informed choice approximately identifying and affording university. let alone, his suggestion might actually help pocket tens if no longer millions of greenbacks. have the desire to make a wise funding during this financial system? purchase Debt-Free U."
-Farnoosh Torabi, monetary specialist and writer of Psych your self Rich
Read Online or Download Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching Off My Parents PDF
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Additional resources for Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching Off My Parents
If you fall into the majority of the population that is at risk for being inadequately prepared for retirement, you really cannot afford to contribute much to your child’s education. No financial aid officer or guidance counselor will tell you that, but it is the absolute truth. However, that doesn’t mean there isn’t plenty of pressure on parents to go ahead and do just that. While I was doing research on parents borrowing money for college, an ad popped up courtesy of JPMorgan Chase, pitching the Chase Home Equity loan as a “simple, flexible solution to the challenge of financing a higher education.
The counselors I have met through UCLA and elsewhere often seem to be intimidated by financial aid issues. . ” This certainly meshes with my experience and the experiences of most students I’ve spoken with, but the problem actually goes beyond that: not only are most guidance counselors completely incompetent when it comes to providing students with ideas on how to get financing for college, but they also lack the financial background to analyze college expenditures in the broader context of long-term financial health.
While I was doing research on parents borrowing money for college, an ad popped up courtesy of JPMorgan Chase, pitching the Chase Home Equity loan as a “simple, flexible solution to the challenge of financing a higher education. . ” That’s right! It only take a few minutes to find out whether you’ll be able to put a lien on your house—the largest asset most families have—to pay for your kid’s education. The question is not how much of your home equity you can contribute. The question is how much of your home equity you should contribute.